Budgeting app specifically for software engineers in big tech ...
...companies
Idea type: Swamp
The market has seen several mediocre solutions that nobody loves. Unless you can offer something fundamentally different, you’ll likely struggle to stand out or make money.
Should You Build It?
Don't build it.
Your are here
You're entering a crowded space with your budgeting app idea. The 'Swamp' category isn't the most encouraging, suggesting many have tried and failed to create a truly loved budgeting solution. We found 23 similar products, indicating significant competition. Engagement is low, with an average of 3 comments per product launch. While positive buy signals are usually rare, they aren't indicative of overall market validation, with most products having minimal user feedback (positive or negative). Given this landscape, succeeding will require a deep understanding of why existing solutions fall short and offering something genuinely novel.
Recommendations
- Start by deeply researching existing budgeting apps and identify their pain points, especially for your target audience of software engineers in big tech. Look closely at the criticisms leveled against apps like Trillion and Budget Hound. Are engineers struggling with AI categorization or personalization of financial insights? Are there unaddressed cybersecurity concerns?
- Focus on a niche within the software engineering demographic. Do engineers at specific companies (e.g., FAANG) have unique budgeting challenges? Can you tailor the app to integrate with company benefits programs or stock options management? Specialization can help you stand out from general budgeting apps.
- Instead of directly competing with established budgeting apps, explore building tools or integrations that enhance their functionality for software engineers. For example, a plugin that automatically categorizes stock-based compensation or provides tax optimization strategies. This could be a lower-risk way to enter the market.
- Given the common feature requests for collaborative budgeting, explore how you could implement shared budgeting features in a way that addresses the specific needs and privacy concerns of software engineers. Could you build in specific features for managing shared expenses within teams or for couples where both partners are engineers?
- Carefully consider the FML app's feedback regarding the initialism 'FML'. In the financial app space, perception is very important, and your branding and messaging must resonate with your intended audience. Conduct thorough user testing of your app's name and overall user experience.
- Explore adjacent problems related to financial well-being that might be more promising. For instance, could you develop a tool for optimizing employee stock options or navigating the complexities of RSUs, tailored to the needs of engineers in big tech?
- Prioritize a clean, intuitive UI/UX, as praised in Budget Hound's reviews. Software engineers appreciate well-designed tools, so invest in creating a seamless user experience that simplifies complex financial tasks.
- Before investing heavily in development, test your core assumptions with a simple landing page and user surveys. Gauge interest in your specific value proposition and gather feedback on potential features. This will help you validate your idea before committing significant resources.
Questions
- What are the most common budgeting mistakes or financial challenges that software engineers in big tech companies face that existing apps aren't addressing?
- How can you leverage the unique financial landscape of software engineers (high salaries, stock options, RSUs) to create a budgeting app that's genuinely tailored to their needs and provides tangible value?
- What specific integrations or partnerships could you forge with big tech companies or financial institutions to offer a seamless and compelling budgeting experience for software engineers?
Your are here
You're entering a crowded space with your budgeting app idea. The 'Swamp' category isn't the most encouraging, suggesting many have tried and failed to create a truly loved budgeting solution. We found 23 similar products, indicating significant competition. Engagement is low, with an average of 3 comments per product launch. While positive buy signals are usually rare, they aren't indicative of overall market validation, with most products having minimal user feedback (positive or negative). Given this landscape, succeeding will require a deep understanding of why existing solutions fall short and offering something genuinely novel.
Recommendations
- Start by deeply researching existing budgeting apps and identify their pain points, especially for your target audience of software engineers in big tech. Look closely at the criticisms leveled against apps like Trillion and Budget Hound. Are engineers struggling with AI categorization or personalization of financial insights? Are there unaddressed cybersecurity concerns?
- Focus on a niche within the software engineering demographic. Do engineers at specific companies (e.g., FAANG) have unique budgeting challenges? Can you tailor the app to integrate with company benefits programs or stock options management? Specialization can help you stand out from general budgeting apps.
- Instead of directly competing with established budgeting apps, explore building tools or integrations that enhance their functionality for software engineers. For example, a plugin that automatically categorizes stock-based compensation or provides tax optimization strategies. This could be a lower-risk way to enter the market.
- Given the common feature requests for collaborative budgeting, explore how you could implement shared budgeting features in a way that addresses the specific needs and privacy concerns of software engineers. Could you build in specific features for managing shared expenses within teams or for couples where both partners are engineers?
- Carefully consider the FML app's feedback regarding the initialism 'FML'. In the financial app space, perception is very important, and your branding and messaging must resonate with your intended audience. Conduct thorough user testing of your app's name and overall user experience.
- Explore adjacent problems related to financial well-being that might be more promising. For instance, could you develop a tool for optimizing employee stock options or navigating the complexities of RSUs, tailored to the needs of engineers in big tech?
- Prioritize a clean, intuitive UI/UX, as praised in Budget Hound's reviews. Software engineers appreciate well-designed tools, so invest in creating a seamless user experience that simplifies complex financial tasks.
- Before investing heavily in development, test your core assumptions with a simple landing page and user surveys. Gauge interest in your specific value proposition and gather feedback on potential features. This will help you validate your idea before committing significant resources.
Questions
- What are the most common budgeting mistakes or financial challenges that software engineers in big tech companies face that existing apps aren't addressing?
- How can you leverage the unique financial landscape of software engineers (high salaries, stock options, RSUs) to create a budgeting app that's genuinely tailored to their needs and provides tangible value?
- What specific integrations or partnerships could you forge with big tech companies or financial institutions to offer a seamless and compelling budgeting experience for software engineers?
- Confidence: High
- Number of similar products: 23
- Engagement: Low
- Average number of comments: 3
- Net use signal: 15.0%
- Positive use signal: 15.0%
- Negative use signal: 0.0%
- Net buy signal: 0.8%
- Positive buy signal: 0.8%
- Negative buy signal: 0.0%
The x-axis represents the overall feedback each product received. This is calculated from the net use and buy signals that were expressed in the comments. The maximum is +1, which means all comments (across all similar products) were positive, expressed a willingness to use & buy said product. The minimum is -1 and it means the exact opposite.
The y-axis captures the strength of the signal, i.e. how many people commented and how does this rank against other products in this category. The maximum is +1, which means these products were the most liked, upvoted and talked about launches recently. The minimum is 0, meaning zero engagement or feedback was received.
The sizes of the product dots are determined by the relevance to your idea, where 10 is the maximum.
Your idea is the big blueish dot, which should lie somewhere in the polygon defined by these products. It can be off-center because we use custom weighting to summarize these metrics.
Similar products
My first creation as a solo dev. I created an app for easy budgets
My first SaaS idea. With a clean ui and a clever loan handling guide. I hope to grow it further!
I made the simplest budgeting tool to track expenses
Hello everyone,I’m excited (and a bit nervous) to introduce my first-ever SaaS product: Wingmann. I recently started earning some money as an intern 6 months ago, and it’s been a struggle to keep track of my income and expenses. I tried numerous apps, but they were either too complicated, had features I didn’t need, or had a paywall for essential features. Many had clunky UIs or too much friction to make quick entries.Late one night, while doom scrolling, I stumbled upon the 50/30/20 budgeting rule. It was a lightbulb moment for me. This simple split was exactly what I needed, but none of the apps I found natively supported this method. I tried to set it up in Notion but failed miserably after 4 hours.As a full-stack developer, I decided to build the tool I needed myself. I set a challenge to complete it in just 2 days because I couldn't afford to spend months on it and I had already wasted 6 months not tracking my expenses. Those were the most intense two days of my life, with no sleep and just coding.So, here it is: Wingmann.Features:Expense & Income Entry: Log your expenses and income in just a couple of clicks.Automatic Budgeting: Uses the 50/30/20 rule to automatically categorize your income into Essentials, Fun, and Future.Summaries & Insights: Get clear visual summaries of your spending habits to make informed financial decisions.I built Wingmann to be the simplest budgeting tool out there. No unnecessary features, no paywalls for the essentials, just straightforward budgeting and expense tracking.I’d love for you to try it out and let me know what you think. Your feedback would be incredibly valuable to me as an indie maker on this journey.Thank you!
My side project is helping me manage my finances
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
The Show HN product, FML, is recognized for simplifying financial planning and review. Users have concerns about the association with a well-known initialism potentially being detrimental. There is curiosity about the AI's functionality and questions regarding integration with financial institutions. The product has received positive remarks on its appearance. Some comments are no longer active.
Users suggest rethinking the use of the initialism 'FML' due to its commonly known negative connotation, which contrasts with the intended message.
We made BudgetMaker for you to know where your money goes
So my pal's great at design, and I'm all about coding. We've been itching to put our heads together and build something awesome. After bouncing around a bunch of ideas, we zeroed in on one common pain point we all face - budgeting and expense tracking. Let's face it, most of the apps out there are either jam-packed with annoying ads or super confusing to use. That's why we're buidling a straightforward, user-friendly budgeting and expense tracking app that's ad-free and totally free to use. Plus, it's built on React Native, which I've been absolutely enjoying working with. We'll sort out how to make money from it later, but we promise: no ads, ever. We're still fine-tuning and would really appreciate your thoughts on how we could do better. And hey, a little positivity never hurt either! Thanks for your time!
I made Wingmann to automate smart budgeting
Hey Hacker News,I'm excited (and a bit nervous) to introduce my first-ever SaaS product: Wingmann.I recently started earning some money as an intern 6 months ago, and it's been a struggle to keep track of my income and expenses. I tried numerous apps, but they were either too complicated, had features I didn't need, or had a paywall for essential features. Many had clunky UIs or too much friction to make quick entries.Late one night, while doom scrolling, I stumbled upon the 50/30/20 budgeting rule. It was a lightbulb moment for me. This simple split was exactly what I needed, but none of the apps I found natively supported this method. I tried to set it up in Notion but failed miserably after 4 hours.As a full-stack developer, I decided to build the tool I needed myself. I set a challenge to complete it in just 2 days because I couldn't afford to spend months on it and I had already wasted 6 months not tracking my expenses. Those were the most intense two days of my life, with no sleep and just coding.So, here it is: Wingmann. Features: Expense & Income Entry: Log your expenses and income in just a couple of clicks. Automatic Budgeting: Uses the 50/30/20 rule to automatically categorize your income into Essentials, Fun, and Future. Summaries & Insights: Get clear visual summaries of your spending habits to make informed financial decisions.I built Wingmann to be the simplest AF budgeting tool out there. No unnecessary features, no paywalls for the essentials, just straightforward budgeting and expense tracking.I'd love for you to try it out and let me know what you think. Your feedback would be incredibly valuable to me as an indie maker on this journey.Thank you!
Expense tracker and money manager (budget,etc.)
Hey guys,I just recently finished my Android app and in general it's about money management which includes, expense tracking, budget manager, accounts, etc. For now, it only includes expense tracking and monthly statistic with more to come soon!The reasons why I made this app knowing that there's a lot of similar app out there are that I love building new product and I would love to build an expense tracker and money manager that's more rich in features and offline-first (data saved locally in the device).If you're using Android please check it out and let me know what you think about it! Any feedback or advice are welcomed. Thank you!
Android money management app with expense tracking and statistics.
Limited features currently available.
Budget Boss - personal finance app designed for the modern user
Take control of your finances with Budget Boss - a powerful expense tracking and personal finance app designed for the modern user.
I made a "Chat with your budget" budgeting app
I built JABA because I was frustrated with existing budgeting apps being overly complicated and rigid. While there are many budgeting apps out there (hence the name JABA "Just Another Budgeting App") this one is simpler and has a Chat with your budget feature.I also feel like there is a better way to do budgeting with the current state of AI. I want an AI assistant that helps me stay on track. I want it to text me, let me know every morning how I'm doing and how I should be spending or not spending. I haven't achieved that yet in this MVP but I hope to. Would love to get your feedback on this.Key features:- Chat with your budget - An AI assistant for your budget - Manual transaction entry by design - helps you stay mindful of your spending - Flexible budget periods (monthly, bi-monthly, or custom periods) - Completely customizable categories and budget structure - Smart debt payoff and savings projections - No bank connections required (v1)What makes JABA different:Philosophy: Most apps try to automate everything, but this often leads to miscategorized transactions and a disconnect from your finances. JABA embraces manual entry as a feature, not a bug. I'm also not married to this and may end up adding bank connections if I can figure out a good UX.Flexibility: Start budgeting from any date (even mid-month), create custom periods, and structure your budget your way. No forced categories or rigid systems.AI as a helper: The assistant is meant to be a friend to help you stay on track with your budget.Try it out on iOS: https://apps.apple.com/us/app/jaba-chat-with-your-budget/id6...Looking for feedback, particularly from others who:- Want to see what AI can do for budgeting and would like to help me achieve that - Need flexible budget periods - Want to chat with their budget
Caesh App - Simplify Your Finances with Automated Expense Tracking
Manage your finances effortlessly—auto-categorize expenses, extract data from SMS, set budget goals, and more. Perfect for students, freelancers, and anyone wanting control over their spending. Check it out and share your feedback!
The Budgeting App - Spend Tracker - Simple and easy-to-use budget planner and expense tracker
The Budgeting App helps you manage finances with ease. Sync across devices, set and track budgets, and manage multiple accounts with unique goals and currencies. Gain insights into spending habits and stay on top of your financial goals anywhere, anytime.
Budgety - Budgeting, expense tracking, money manager
Budgety is a budgeting, expense tracking and money management app. Track your income, expenses, savings and progress towards your financial goals. Analyze your spending patterns, goals, identify areas for improvement and make informed decisions
Users appreciate the shared budget feature for financial tracking and the fast onboarding process. The personalized transaction notes are useful for expense tracking, and the app provides valuable spending insights to identify potential areas for cutbacks.
Trillion - Simplify finances, budget planner and money tracker with AI
Trillion is an all-in-one budget app designed to simplify your finances. Track expenses, manage accounts, and set goals with AI planning, AI-driven insights, and AI-powered categorization. multi-currency support, free budgeting tools, and multilingual access.
Trillion, an AI-powered finance app with multi-currency support, received positive feedback for simplifying financial management, expense tracking, and budgeting. Users appreciate its AI features and user-friendliness. However, some users raised concerns about the accuracy of AI categorization and the intuitiveness for new users, along with inquiries about data privacy, cross-device syncing, and the specifics of financial goal planning. There are suggestions to improve AI insights for savings recommendations. Comparisons to Mint were also made, with users seeking clarification on Trillion's unique differentiators.
Users expressed concerns regarding the accuracy of AI-driven transaction categorization and the personalization of financial insights. Data privacy and cybersecurity were also questioned. Improving intuitiveness for new users, especially those unfamiliar with AI, was suggested. Furthermore, users seek more detailed personalization of financial goals and milestones. One user jokingly requested the app to brew coffee.
Moneydew – A Simple Expense Tracker for Budget Management (Android App)
Hi HN,I’m excited to share Moneydew, an expense tracker app I’ve built solo. As an avid budgeter, I wanted to create a tool that helps people manage their finances more effectively. Moneydew is designed to be intuitive, with a focus on simplicity and ease of use.Key Features:Quick Expense Tracking: Log expenses in seconds with a user-friendly interface. Custom Categories: Organize your spending by creating custom categories. Budget Management: Set monthly budgets and track your progress. Privacy First: No sign-ups or data sharing—your data stays on your device.I’ve built this app to meet my own needs, but I’d love to hear your feedback and suggestions for improvement. I’m eager to see how it can help others manage their finances better!I'm also contemplating an iOS version if there's enough interest, so please let me know if you'd be interested in that.
Budget Flow - Financial manager and planner for iOS, iPadOS and macOS
Budget Flow allows users to track and manage their income and expenses effortlessly. This modern and easy-to-use application is quick to set up, requires no registration, and can even be used offline.
SpendWallet- Expense & Budget Manager - Easily Manage your Transactions with Carry-over Budgets
The ultimate budget planner and expense tracker app designed to simplify your financial management. Easily log every transaction, categorize it, and track your spending in real time to stay within budget.
Blin! - Best free envelope-like budget tracking app for web
A free web-based tool offering intuitive means for budget planning and tracking, real-time expense tracking, financial goal setting, and analysis of historical financial data, helping users maintain financial discipline and effectively manage their resources.
The Product Hunt launch received positive feedback, with multiple users congratulating the team on the launch and wishing them success. One user requested a debt tracking feature with contact logs to be added to the app.
Spends – Budgeting
I found existing budgeting apps were too much work when all I wanted to answer was one question; where's my money going?
I made an app to easily manage finances
Hi!I searched for a long time for an app to help me manage my finances, and finally, I decided to develop my own. All accounts and transactions in one place.Matej
New finance management app seeking user feedback.
Rocky App - Budget & expense tracker
Rocky App – income & expense tracker app is the perfect tool to help you manage your finances and stay on top of your expenses. Manage daily expenses, plan a personal budget, create categories & groups, and spend wisely.
Budget Hound - Smart and simple personal budget planner
An indie iOS app for not just tracking — but also planning and analyzing — your budget.If you value money and want to be wise with your spending, or if you want to learn how to do budgeting, the updated Budget Hound is here to help you.
Budget Hound's Product Hunt launch received overwhelmingly positive feedback, with many users congratulating the team and praising the app's clean UI/UX and simple design. Users expressed excitement to try the app for budget planning and easier financial management. Several users offered feature suggestions, including expense categorization, goal-setting, budgeting tips, sync options, a community forum, and a daily budget rollover. There were multiple inquiries about an Android version and requests for a Portuguese translation. One user was so impressed that they subscribed to the pro version within an hour.
Users criticize the app's limited features, suggesting improvements and a need for a "tip advisor" during data entry. There are requests for features like daily budget rollover and collaborative functionality, specifically for shared budgeting. There is also interest in worldwide availability, indicating current limitations in geographic reach.