...2025, targeting Gen Z and millennials on web, iOS, and Android. It offers budgeting, expense tracking, and engaging financial visualizations in a fun, user-friendly interface. Using a freemium model, Savies provides free core features, with premium subscriptions for advanced analytics and multi-currency support, plus optional ads for revenue. Aligned with 2025 fintech trends—personalization, engagement, and security—Savies competes with Mint and YNAB in a $394.88 billion market. Its playful branding and mobile-first design make finance accessible, empowering users to manage money confidently in a digital-first world.
People love using similar products but resist paying. You’ll need to either find who will pay or create additional value that’s worth paying for.
Build but think about differentiation and monetization.
Savies is entering a crowded but vital market: personal finance for Gen Z and millennials. The good news is, with 25 similar products already out there, there's clearly a demand. This falls squarely into the "Freemium" category, meaning people are interested in using these tools, but convincing them to pay is the challenge. Engagement with similar products is medium, suggesting an opportunity to stand out with a particularly sticky or valuable offering. Since it's a freemium app you'll need to figure out the best way to monetize to maintain a profitable business.
Savies is entering a crowded but vital market: personal finance for Gen Z and millennials. The good news is, with 25 similar products already out there, there's clearly a demand. This falls squarely into the "Freemium" category, meaning people are interested in using these tools, but convincing them to pay is the challenge. Engagement with similar products is medium, suggesting an opportunity to stand out with a particularly sticky or valuable offering. Since it's a freemium app you'll need to figure out the best way to monetize to maintain a profitable business.
Mobile app developed for IOS. Whether you're budgeting for your dreams, keeping track of daily expenses, or planning for a secure future, Savvy is your ultimate financial companion.
Track expenses, set goals, assess affordability, sync effortlessly with 13k banks. Gain peace of mind with real-time visibility and informed decision-making. Committed to our mission to relieve financial anxiety: first fintech app to offer free 1 year trial ✨
The Product Hunt launch received overwhelmingly positive feedback and congratulations. Users repeatedly praised the launch, the app's intuitive design, and its potential to help with financial management and reduce anxiety. Several users expressed interest in trying the app, with some specifically highlighting the free trial and robust features. There were also requests for expansion to other countries, including the EU, India, the UK and Africa with some users suggesting integrations like Plaid or Truelayer. The branding and name ("Cashews") also received positive comments.
The primary criticism revolves around limited geographical availability. Users expressed disappointment that the service isn't available in the EU, UK, and Africa, restricting access to a global audience. There was also some minor questioning of the product's name. Some users suggested improvements.
Hi!I searched for a long time for an app to help me manage my finances, and finally, I decided to develop my own. All accounts and transactions in one place.Matej
New finance management app seeking user feedback.
Hi Hacker News!My first iphone app is a simple personal finance utility. The interface lets you plug in the debts and savings goals you have, and the UI displays a dashboard to monitor those debts and savings.Screenshots & UI: https://www.reddit.com/r/iOSProgramming/s/JfJjruelgRApp Store Link: https://apps.apple.com/us/app/downpay-track-debt-savings/id6...My goal was to make the app easy to use but at the same time detailed and customizable. You can achieve the same results with a spreadsheet but I wanted to build something fun to use right from your phone.There’s no backend, no user auth, or any dependencies on a server. This is purely a utility and all data is 100% private :) It is only saved locally on device and in iCloud.User privacy and convenience is my #1 priority with this app. No data is collected, not even analytics :o If you run into a bug or crash, please submit a bug :)Features: 1. Debt Manager: - Manage 14 types of debt in one place, including credit cards, student loans, auto loans, mortgages and more. - Detailed progress reports, and plan repayment with a user-friendly UI.2. Savings Manager: - Set and track savings goals for major purchases such as a downpayment on a house, emergency fund, wedding, home renovation, grad school, or a new car, and much more - Each savings can have multiple buckets the goal pulls from(such as savings account, gifts from family or brokerage + physical cash etc) and see how close you are to reaching your goals through the UI. - Some savings types allow “downpayment” logic. For example you can save 10,20,50,100% of the total price.3. Asset-Linked Debts: - Link supported debts to assets like vehicles, real estate, or uni degrees. - I wanted this to be fun and remind users that they have real assets associated with these big loans4. Learning & Financial Tools: - It has 80 learning articles - There are calculators for emergency funds, converting hourly wages to salary, compound interest etcFeatures I plan on building: - Expense Tracking- Net-worth Tracking- Bulk Add/Edit Transactions- Export/Import transactions from CSV- Automated Recurring Transactions- Push notifications- WidgetsIn-App Purchases:- Free version can track 3 debts and 2 savings- One time fee unlocks Pro, unlimited everything :DI’m a coding person and not good at marketing, if you have any suggestions for how to market an app I would appreciate it!If you want to support a dev bootstrapping this on my own please leave an App Store rating <3 :)Or if you have feedback I would appreciate that as well.I’m building in public at r/DownPayApp if you are interested in following.Some fun stuff I made that HN might find interesting:- Interactive RoadmapI needed a roadmap that I could share with users. I was using a Google Sheet to track features but sharing that with users didn’t look too pretty so I created a Roadmap page. I did the unthinkable though, I used that same google sheet as a database :o React just fetches the public CSV and renders a UI. I’ll probably move to a more professional roadmap tool but this does the job for now and is free 99 :DCheck it out here: https://lifeutilityapps.com/downpay/roadmap- What’s New UII wanted Users to be able to interact with the Release notes for every version I release. I put a lot of time and effort into the project and I want to highlight all these new things I make so that users are aware of them. This needed to include photos of every new feature, with detailed notes on what changed.Video: https://www.reddit.com/r/SwiftUI/comments/1ewu20s/release_no...Thank you all!
Users noted that the landing page lacks details and pricing information. Additionally, there is a mention of setting up a GPT assistant with Python.
The product lacks essential information such as pricing, detailed explanations, and screenshots, making it difficult for users to understand its value and functionality.
FinanceRants helps individuals understand and improve their financial behaviors by using AI to provide personalized insights and strategies based on their unique financial personalities. By addressing the common issues of financial stress, poor money management, and lack of financial literacy, FinanceRants empowers users to make informed financial decisions, achieve financial stability, and enhance their overall well-being. Our platform offers tailored advice, budgeting tools, and investment strategies, making finance accessible and manageable for everyone .
FinanceRants uses AI for personalized financial insights and strategies.
Hello! I'm Zach. First time posting on HN and excited to be here. I wanted to share my side project/SaaS I've been building for probably about a year and a half now in my free time.The idea spawned because I needed a new side project to work on and I've always been meticulous about tracking my own finances. I've always used a Google sheet for it and wanted to see if I could create something better.Originally it was a silly little project, looked terrible, worked barely. Eventually I thought what if I could make this in a way others found value in it too? So I fully reworked it and have iterated on it for a long time into what it is now. There is still so much I want to build into it and to grow it into something better and better over time.Some current features to highlight: - Connect bank accounts via Plaid from multiple institutions - View all aggregated transaction, expense and income data in one place with a dashboard - Transactions are automatically updated on the platform from connected accounts - Review and edit transactions, customize transaction names, categories, amounts, or create manual entries for cash transactions, etc. - Budgeting features(still an MVP iteration in place)Would love to welcome anybody to try it out with the free trial and if you have any feedback i'm open to it.
Definition and usage of 'loo' in English.
Discover Financial, the all-in-one app for managing your finances! With Financial, you can manage all your accounts in one place, set up recurring payments with SmartPay, organize contracts and wish lists, and keep track of your liabilities.
App launch congratulations; feedback given, but difficult to provide initially.
Hard to find on ProductHunt; feedback submission not intuitive.
Are you tired of feeling overwhelmed by your finances? Introduce Juta, the personal finance tracking app that makes managing your money easy and stress-free!
Users generally praise the product's design and find it promising. One user is eager to test it. A common request is for an iOS version. A noted issue is the app's unavailability in certain countries.
The primary criticism is the app's unavailability in certain countries. This geographical limitation restricts access and hinders the potential user base.
- aggregate budgeting and investing information - receive AI tips based on your goalsSign up is required as to use the app you need to link your bank accounts (with plaid), you need to be based in the US. it's 100% free, no ads. Your feedbacks are welcome!
Users appreciate the budgeting and investing information, AI tips, and the fact that the service is free and ad-free. However, there is some distrust regarding AI-generated photos, and a request for a test bank account link was made. The service is noted to be US-only.
The product is limited to US users and requires linking a bank account, which may be inconvenient for some. Additionally, there is a general distrust of AI-generated photos among users.
Stressed about debt? Debtora is your all-in-one financial management app with a stunning design. See your debts and credits at a glance and stay on top of payments with reminders. Take control of your finances today!
On-device financial analysis with ability to generate AI insights.
Manage your finances effortlessly—auto-categorize expenses, extract data from SMS, set budget goals, and more. Perfect for students, freelancers, and anyone wanting control over their spending. Check it out and share your feedback!
Your intelligent personal finance companion. Track expenses, set budgets, and visualize spending patterns with our intuitive interface. Features smart budget distribution and detailed analytics. Take control of your finances with our modern, secure web app.
is there a reason you are not tracking your money? I asked myself this, and, i made a personal finance app to help me keep my financials on track simple, minimal, manual[to keep me accountable]
Achieve financial goals effortlessly in 2023 with Splendid—an intuitive, modern tool for easy expense tracking and budgeting. Designed for your convenience, manage finances anytime, anywhere, even offline. Say goodbye to outdated apps.
Splendid's Product Hunt launch garnered overwhelmingly positive feedback. Users praised its potential in the personal expense tracking space, with many seeking alternatives to existing solutions like Mint. Several users congratulated the team, complimenting the app's design and features. There's anticipation for an iOS version, driven by the need for effective expense management. Digital nomads specifically highlighted the importance of spending monitoring, while others expressed excitement to test the app and improve their financial management in 2023.
The primary criticism is that current finance applications are generally unsatisfactory for users.
Monetal - Expense Tracker which I develop since 2012(!), constantly improving it. It looks minimalistic, but has a lot of features which help to keep you up to date with your finances. Completely free. No ads, no in-app purchases, no registration required!
Congratulations on the launch.
A minimalist and modular finance tracking web application that implements the 50-30-20 budgeting rule
Users appreciate the absence of waitlists and express frustration with services that have waitlists.
Users are frustrated with the waitlist system, finding it inconvenient and a barrier to accessing the product or service.
Amounts 3 is a complete rewrite of my nearly 10 year old expense tracking iOS app, Amounts. Amounts is a manual personal expense tracker designed to be local first and private - none of your personal data goes to any server other than your own iCloud account, if you enable cloud sync.The app is completely free to use, but does feature a subscription for more dedicated users (More customization options, better export options.)I built Amounts as a supplement to other apps like Mint. For me personally, I hate using cash, but also missed the "feeling" of spending money. When using cash you physically see the money going away and becoming less. Swiping a credit card is just too easy, so the idea is to introduce a slight bit of friction by manually inputing transactions right after purchase to make sure you are aware of how much you are spending. It is not an easy habit to get into, and not everyone needs it, but it can pay off if it works for you.Any feedback is greatly appreciated.
Hi everybody! I am indie dev of Monetal - a powerful and user-friendly tool designed to revolutionise the way users manage their finances, helping them gain control over their financial life. Monetal is completely free app: no-Ads, no In-App purchases. Enjoy!
Monetal's launch is receiving positive feedback for its user-friendly and affordable financial management tool. Users are congratulating Ilya and the team on the launch, with many expressing excitement about the idea behind the product.
A gamified app to teach everyday finance and advance investment concepts.
